For households & freelancers

Know exactly where your subscriptions go.

Costfolio gathers every recurring cost in one calm list — and quietly tells you which ones you’ve stopped using.

Free to start, no account needed. One App Store app for iPhone, iPad and Mac.

The Costfolio home screen: US$1,201 of monthly fixed costs, US$14,406 a year, 14 active services, and the upcoming payments.
4Platforms: iPhone, iPad, Mac, Android
0Ads. Nothing leaves your device unless you turn on Cloud Pass

Features

Three things, done properly.

The subscription list, showing Apartment Rent, Car Share and Adobe Creative Cloud with monthly and yearly amounts and category tags.

Subscription tracking

Every service you pay for, in one list. Next billing date and yearly total calculated for you.

The analysis screen's current breakdown: a donut chart with the yearly total at its centre, split 88.7% personal and 11.3% work.

Analysis

The current breakdown, what you've paid so far, and how the monthly total has moved.

Review hints: Apartment Rent and Car Share flagged to check before renewal, Netflix Standard flagged as worth pausing.

Renewal review

Costfolio surfaces the subscriptions worth a look before they renew. What happens to each one stays your call.

Two people, one habit.

Household — Miyu, 34

“We were both paying for the same music plan. Costfolio showed it on day one.”

Sort by who pays, catch the overlaps, and see the household total for the year.

Freelance — Ken, 29

“Tax season used to mean hunting through a year of receipts.”

Tag business expenses once, then export the whole year as CSV.

Devices

One app, on every device you use.

iPhone, iPad, Mac and Android — the same app, the same layout. Turn on Cloud Pass and everything syncs automatically.

Pricing

Free forever. Unlock once, or sync.

Free

$0

  • Track fixed costs on this device
  • Basic analysis and review
  • CSV import and export
  • Standard theme
  • No paywall on how many you track

Cloud PassYearly or monthly

$3.33USD

$3.99USD

Approximate monthly equivalent. Billed annually at $39.99.

  • Everything in Pro Unlock while it is active
  • Cloud backup
  • Restore and merge from the latest backup
  • Automatic cloud saving
  • Use several devices on one account
Get the app

Pro Unlock and Cloud Pass are purchased inside the app. Check the renewal period, cancellation and refund terms on the App Store or Google Play before you buy. Prices shown are for the US store — your own store charges in your local currency, so the amount there may differ.

Compare

What each plan can do.

Scroll the table sideways to see every plan.

Feature comparison for Free, Pro Unlock and Cloud Pass
FeatureFreePro UnlockCloud Pass
Recording and managing
Register and manage fixed costsIncludedIncludedIncluded
Contract period, end date and historyIncludedIncludedIncluded
Categories, tags and payment methodsIncludedIncludedIncluded
Free-trial and promo price trackingNot includedIncludedIncluded
Analysis
Dashboard and current breakdownIncludedIncludedIncluded
Monthly trends, last 6 monthsIncludedIncludedIncluded
Yearly and all-time trendsNot includedIncludedIncluded
What you have paid, in total and by serviceIncludedIncludedIncluded
Breakdown by period and payment methodNot includedIncludedIncluded
Review
Review list and completion recordIncludedIncludedIncluded
Review by usage, high cost and trialsIncludedIncludedIncluded
Review by satisfaction, monthly target and overallNot includedIncludedIncluded
Sharing
Share images and templatesIncludedIncludedIncluded
Hide or round the amounts before sharingIncludedIncludedIncluded
Share card colour and themeNot includedIncludedIncluded
Notifications and appearance
Reminders before a payment date1Up to 3Up to 3
Choose the notification timeNot includedIncludedIncluded
Per-subscription notification settingsNot includedIncludedIncluded
Monthly review reminderIncludedIncludedIncluded
Theme colours3 coloursAll 5All 5
Data and cloud
Stored on this deviceIncludedIncludedIncluded
CSV import and exportIncludedIncludedIncluded
Cloud backup, manual and automaticNot includedNot includedIncluded
Restore and merge from the cloudNot includedNot includedIncluded
The same data on several devicesNot includedNot includedIncluded
Account registrationNot neededNot neededRequired

In the Cloud Pass column, the items it shares with Pro Unlock are available while the subscription is active.

FAQ

Do I need an account?

No. With Free and Pro Unlock you can record and review your fixed costs without an internet connection. An account is only needed for what Cloud Pass adds — cloud backup and use across several devices.

Does it connect to my bank?

No bank connection. You add subscriptions yourself, so your credentials never leave your bank.

Should I choose Pro Unlock or Cloud Pass?

If you might change device, or want the same records on more than one — an iPhone and a Mac, or an iPhone and an Android phone — Cloud Pass is the one to pick. Your records are kept in the cloud, so they carry over. The Pro features are included while the subscription is active.

If you would rather avoid a subscription and pay once, Pro Unlock is that option. Buying it on an iPhone opens the Pro features on an iPad and a Mac too. Your records stay separate on each device, though, so moving to a new one means transferring a CSV by hand, which does not bring back contract history or review records. Combining with an Android phone needs Cloud Pass.

What happens to the Pro features if I cancel Cloud Pass?

The Pro-level features are available for as long as a Cloud Pass subscription is active, and stop when you cancel. What you already created stays, though — you can still view it, edit it normally, and export CSV. If you also bought Pro Unlock, the Pro features remain after cancelling.

Can I cancel Cloud Pass and keep my data?

Yes. Your data stays on each device, and you can export CSV at any time.